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100億あげちゃうキャンペーンがあっという間に終わったPayPayですが、後からカードの不正利用の報告が続々上がってきています・・。
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スポンサーリンク
10日で終わった理由はコレ？PayPayのカード不正利用
もともと来年3月までのキャンペーン期間だったのが、あっという間に盛り上がって還元分の予算100億円を10日で使い切ったPayPay。
高額家電がPayPayで買えるビックカメラなどにも長蛇の列が出来たのは記憶に新しい所です。10日で100億、ということは1日10億円、20%還元で考えると50億円の利用があったというPayPayキャンペーンが収束した後に思わぬ事態が・・・。
カード番号テストが簡単に出来た？PayPayのクレジットカード登録
このPayPayのアプリ利用の際、決済するクレジットカードを登録するのですが、このカード登録が番号が間違えていても何度でも入力出来た仕様だったことから、どうやら不正に入手したクレジットカード番号を片っ端からテストして不正利用したケースがあるようです。
ぱっと見ると「PayPay利用者のカード情報が不正利用」と思えるところですが、実はそうではなくて、過去に流出したクレジットカード情報をPayPayを通じて勝手に不正利用した、という話のようです。
つまり全てのクレジットカードで不正利用された可能性がある、という話。
つまりクレジットカードを持っている人はみんな今すぐ利用明細をチェックしたほうがいい、ということですね。クレジットカードの枚数をいっぱい持っている人や、明細が郵送のみの人は結構大変ですね・・・。
こういう時のために家計の情報はオンラインで集中管理したほうが良さそう。僕はMoneyForwardで全部管理しているので1つ1つクレジットカードのサイトを回らなくても大丈夫でした。
https://moneyforward.com/
さらに気になるのは、今回のカード問題で色々な決済システムを試し始めたようで、ヨドバシカメラがこんなふうになってるとか・・。